SMBL Shimanto Neer

  • Purchase of House for residence purpose
  • Extension of existing House New House construction
  • Renovation of House/Flat/Apartment   House up-gradation
  • Construction of House / Semi Pacca house
  • Face uplifting of existing house
  • Finishing work etc. of new house/Flat/apartment
  • Takeover of existing home loan/Home Credit/Mortgage Loan from any schedule bank / Financial Institution to SMBL.
  • Minimum BDT5,00,000 (Five lac)
  • Maximum BDT 35,00,000 (Thirty-Five lac)
  • 70% of projected cost
  • Tenor: 12 months to 300 months
Title Rate Remarks
Shimanto Neer Loan 9.99%

Minimum Age: 21 years

Maximum Age: 60 years or up to retirement age.

Minimum 1 year as permanent job, with minimum 6 months of continuous employment as permanent with present employer. Minimum 3 years as per Trade License.

Minimum TK. 20,000/- per month

  1. Copy of National Identity Card (NID) for Applicant & Co-applicant.
  2. Copy of E-TIN of both Applicant & Co-applicant.
  3. Three copies of Recent Passport size color Photograph.
  4. Office ID/ Business Card.
  5. Latest Bank Statement for last 12 months but not more than one month old from the date of application.
  6. Having existing loan facility, sanction letters along with 12 months B/S reflecting loan installment will be required to examine the repayment behavior and exception grid.
  7. Rent or Lease Agreement of house / property along with ownership documents (if applicable).
  8. Salary Certificate/ Letter of Introduction from concern authority/Authorized Person.
  9. LOI must not be more than one month old at the time of application.
  10. For rental income — Rental agreement / rent receive slip or any other documents.
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